03 May 2020

Funeral Clubs

With Bateman’s Bay Local Aboriginal Land Council v Aboriginal Community Benefit Fund Pty Ltd (1998) 194 CLR 247 in mind I note 'Paupers, burial clubs and funeral insurance: calculating moral panics' by Lee Moerman and Sandra van der Laan in (2020) The British Accounting Review.

It comments
Funeral insurance is an example of a practice that has evolved from the grass-roots burial clubs that developed from the 18th century as a response to the social anxiety wrought by the threat of a pauper’s funeral. Largely accessed by the poor and working classes to avoid this social stigma, burial clubs commodified a social risk into a manageable and controllable financial arrangement. We explore this phenomenon through the lens of moral panic to trace the calculative practices that recast the social anxiety of a pauper’s funeral into the novel metric of a ‘funeral benefit’.